/* =============================================================================
   ICONIC HOME LOANS — Main Stylesheet
   Brand: Black (#0a0a0a) + Neon Green (#D7FB00) + White (#FFFFFF)
   ============================================================================= */

/* ── Google Fonts ─────────────────────────────────────────────────────────── */
@import url('https://fonts.googleapis.com/css2?family=Barlow+Condensed:wght@400;600;700;800;900&family=Barlow:wght@400;500;600;700&display=swap');

/* ── CSS Custom Properties ────────────────────────────────────────────────── */
:root {
  --clr-black:      #0a0a0a;
  --clr-dark:       #141414;
  --clr-surface:    #1e1e1e;
  --clr-surface-2:  #2a2a2a;
  --clr-green:      #D7FB00;
  --clr-green-dark: #b8d800;
  --clr-white:      #ffffff;
  --clr-gray:       #999999;
  --clr-gray-light: #cccccc;
  --clr-text:       #e0e0e0;

  --font-display:   'Barlow Condensed', sans-serif;
  --font-body:      'Barlow', sans-serif;

  --radius:         4px;
  --radius-lg:      8px;
  --transition:     0.25s ease;
  --container:      1280px;
  --gutter:         clamp(1.25rem, 4vw, 2.5rem);
}

/* ── Reset & Base ─────────────────────────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; -webkit-font-smoothing: antialiased; }

body {
  background-color: var(--clr-black);
  color: var(--clr-text);
  font-family: var(--font-body);
  font-size: 1rem;
  line-height: 1.6;
}

img { max-width: 100%; height: auto; display: block; }

/* Override Astra's default link/button blue — enforce brand palette sitewide */
a,
.iconic-site a,
.iconic-site .entry-content a {
  color: var(--clr-green) !important;
  text-decoration: none;
  transition: color var(--transition);
}
a:hover,
.iconic-site a:hover {
  color: var(--clr-white) !important;
}

/* Astra sometimes applies blue to <button> elements — reset all buttons */
.iconic-site button:not(.iconic-btn):not(.iconic-form__back):not(.iconic-faq__question) {
  background: transparent;
  border: none;
  color: inherit;
  font-family: inherit;
  cursor: pointer;
}

/* Team card action links always show brand green on dark backgrounds */
.iconic-team-card__actions a,
.iconic-team-card__actions a:visited {
  color: var(--clr-green) !important;
}
.iconic-section--green .iconic-team-card__actions a,
.iconic-section--green .iconic-team-card__actions a:visited {
  color: var(--clr-black) !important;
}
.iconic-section--green .iconic-team-card__actions a:hover {
  color: rgba(0,0,0,0.6) !important;
}

/* ── Layout Helpers ───────────────────────────────────────────────────────── */
.iconic-container {
  width: 100%;
  max-width: var(--container);
  margin-inline: auto;
  padding-inline: var(--gutter);
}

.iconic-section {
  padding-block: clamp(3rem, 7vw, 6rem);
}

.iconic-section--dark   { background-color: var(--clr-dark); }
.iconic-section--surface{ background-color: var(--clr-surface); }
.iconic-section--green  { background-color: var(--clr-green); color: var(--clr-black); }
.iconic-section--black  { background-color: var(--clr-black); }

/* ── Typography ───────────────────────────────────────────────────────────── */
.iconic-eyebrow {
  font-family: var(--font-body);
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--clr-gray);
  display: block;
  margin-bottom: 0.5rem;
}
.iconic-section--green .iconic-eyebrow { color: rgba(0,0,0,0.55); }

.iconic-heading {
  font-family: var(--font-display);
  font-weight: 800;
  line-height: 1.0;
  text-transform: uppercase;
  letter-spacing: -0.01em;
}
.iconic-heading--xl  { font-size: clamp(3rem, 8vw, 7rem); }
.iconic-heading--lg  { font-size: clamp(2.25rem, 5vw, 4.5rem); }
.iconic-heading--md  { font-size: clamp(1.75rem, 3.5vw, 3rem); }
.iconic-heading--sm  { font-size: clamp(1.25rem, 2.5vw, 2rem); }
.iconic-heading--green { color: var(--clr-green); }
.iconic-heading--white { color: var(--clr-white); }
.iconic-heading--black { color: var(--clr-black); }

.iconic-subheading {
  font-family: var(--font-body);
  font-size: clamp(0.9rem, 1.5vw, 1.1rem);
  color: var(--clr-gray-light);
  max-width: 60ch;
  line-height: 1.7;
}
.iconic-section--green .iconic-subheading { color: rgba(0,0,0,0.7); }

/* ── Buttons ──────────────────────────────────────────────────────────────── */
.iconic-btn {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  padding: 0.75rem 1.75rem;
  font-family: var(--font-display);
  font-size: 1rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  border-radius: 2rem;
  cursor: pointer;
  transition: all var(--transition);
  border: 2px solid transparent;
  white-space: nowrap;
}

.iconic-btn--primary {
  background: var(--clr-green);
  color: var(--clr-black);
  border-color: var(--clr-green);
}
.iconic-btn--primary:hover {
  background: var(--clr-green-dark);
  border-color: var(--clr-green-dark);
  color: var(--clr-black);
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(215,251,0,0.25);
}

.iconic-btn--outline {
  background: transparent;
  color: var(--clr-white);
  border-color: var(--clr-white);
}
.iconic-btn--outline:hover {
  background: var(--clr-white);
  color: var(--clr-black);
}

.iconic-btn--outline-green {
  background: transparent;
  color: var(--clr-green);
  border-color: var(--clr-green);
}
.iconic-btn--outline-green:hover {
  background: var(--clr-green);
  color: var(--clr-black);
}

.iconic-btn--outline-dark {
  background: transparent;
  color: var(--clr-black);
  border-color: var(--clr-black);
}
.iconic-btn--outline-dark:hover {
  background: var(--clr-black);
  color: var(--clr-green);
}

.iconic-btn .iconic-btn__arrow {
  display: inline-block;
  transition: transform var(--transition);
}
.iconic-btn:hover .iconic-btn__arrow { transform: translate(3px, -3px); }

.iconic-btn--lg { padding: 1rem 2.25rem; font-size: 1.1rem; }
.iconic-btn--sm { padding: 0.5rem 1.25rem; font-size: 0.875rem; }

/* ── Navigation / Header ──────────────────────────────────────────────────── */
.iconic-header {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1000;
  padding: 1rem 0;
  transition: background var(--transition), padding var(--transition);
}
.iconic-header.scrolled {
  background: rgba(10,10,10,0.96);
  backdrop-filter: blur(12px);
  padding: 0.6rem 0;
  border-bottom: 1px solid rgba(215,251,0,0.1);
}

.iconic-header__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1.5rem;
}

.iconic-header__logo img {
  height: 52px;
  width: auto;
}
.iconic-header__logo-text {
  font-family: var(--font-display);
  font-size: 1.5rem;
  font-weight: 800;
  text-transform: uppercase;
  color: var(--clr-white);
  letter-spacing: 0.02em;
}
.iconic-header__logo-text span { color: var(--clr-green); }

.iconic-nav {
  display: flex;
  align-items: center;
  gap: 2rem;
  list-style: none;
}
.iconic-nav a {
  font-family: var(--font-body);
  font-size: 0.85rem;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--clr-white);
  transition: color var(--transition);
}
.iconic-nav a:hover { color: var(--clr-green); }
.iconic-nav .current-menu-item > a { color: var(--clr-green); }

.iconic-header__actions {
  display: flex;
  align-items: center;
  gap: 1rem;
}

.iconic-header__phone {
  font-family: var(--font-display);
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--clr-green);
  letter-spacing: 0.02em;
}
.iconic-header__phone:hover { color: var(--clr-white); }

/* Mobile nav toggle */
.iconic-nav-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  background: none;
  border: none;
  padding: 4px;
}
.iconic-nav-toggle span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--clr-white);
  transition: all var(--transition);
}
.iconic-nav-toggle.active span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.iconic-nav-toggle.active span:nth-child(2) { opacity: 0; }
.iconic-nav-toggle.active span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

.iconic-mobile-nav {
  display: none;
  position: fixed;
  inset: 0;
  background: var(--clr-black);
  z-index: 999;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 2rem;
}
.iconic-mobile-nav.open { display: flex; }
.iconic-mobile-nav a {
  font-family: var(--font-display);
  font-size: clamp(2rem, 6vw, 3.5rem);
  font-weight: 800;
  text-transform: uppercase;
  color: var(--clr-white);
  letter-spacing: 0.02em;
}
.iconic-mobile-nav a:hover { color: var(--clr-green); }

/* ── Marquee / Logo Ticker ────────────────────────────────────────────────── */
.iconic-marquee {
  background: var(--clr-green);
  overflow: hidden;
  padding: 0.75rem 0;
}
.iconic-marquee__track {
  display: flex;
  gap: 2rem;
  animation: marquee-scroll 25s linear infinite;
  width: max-content;
}
.iconic-marquee__item {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  font-family: var(--font-display);
  font-size: 0.85rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--clr-black);
  white-space: nowrap;
}
.iconic-marquee__item svg { width: 16px; height: 16px; }

@keyframes marquee-scroll {
  from { transform: translateX(0); }
  to   { transform: translateX(-50%); }
}

/* ── Hero Section ─────────────────────────────────────────────────────────── */
.iconic-hero {
  position: relative;
  min-height: 100svh;
  display: flex;
  flex-direction: column;
  justify-content: flex-end;
  padding-top: 5rem;
  overflow: hidden;
}

.iconic-hero__bg {
  position: absolute;
  inset: 0;
  background-size: cover;
  background-position: center 30%;
  filter: grayscale(100%);
}
.iconic-hero__bg::after {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(
    to bottom,
    rgba(10,10,10,0.3) 0%,
    rgba(10,10,10,0.5) 50%,
    rgba(10,10,10,0.92) 100%
  );
}

.iconic-hero__content {
  position: relative;
  z-index: 1;
  padding-bottom: 3rem;
}

.iconic-hero__eyebrow {
  font-family: var(--font-body);
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.6);
  margin-bottom: 0.75rem;
}

.iconic-hero__headline {
  font-family: var(--font-display);
  font-size: clamp(3.5rem, 10vw, 9rem);
  font-weight: 900;
  text-transform: uppercase;
  line-height: 0.9;
  color: var(--clr-white);
  margin-bottom: 0.5rem;
}
.iconic-hero__headline span { color: var(--clr-green); display: block; }

.iconic-hero__sub {
  font-size: clamp(0.9rem, 1.8vw, 1.1rem);
  color: rgba(255,255,255,0.65);
  max-width: 500px;
  margin-bottom: 2rem;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  font-weight: 500;
}

.iconic-hero__ctas {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
  margin-bottom: 3rem;
}

.iconic-hero__stats {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1rem;
  padding-top: 2rem;
  border-top: 1px solid rgba(255,255,255,0.12);
}

.iconic-stat {
  display: flex;
  flex-direction: column;
  gap: 0.25rem;
}
.iconic-stat__number {
  font-family: var(--font-display);
  font-size: clamp(1.75rem, 3vw, 2.5rem);
  font-weight: 900;
  color: var(--clr-white);
  line-height: 1;
}
.iconic-stat__label {
  font-size: 0.7rem;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--clr-gray);
}

/* ── Process Steps ────────────────────────────────────────────────────────── */
.iconic-steps {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
  margin-top: 3rem;
}
.iconic-step {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: 1rem;
}
.iconic-step__icon {
  width: 64px;
  height: 64px;
  background: var(--clr-surface);
  border: 2px solid var(--clr-green);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
}
.iconic-step__icon svg { width: 28px; height: 28px; stroke: var(--clr-green); fill: none; stroke-width: 1.5; }
.iconic-step__number {
  font-family: var(--font-display);
  font-size: 3.5rem;
  font-weight: 900;
  color: rgba(215,251,0,0.12);
  line-height: 1;
}
.iconic-step__title {
  font-family: var(--font-display);
  font-size: 1.25rem;
  font-weight: 800;
  text-transform: uppercase;
  color: var(--clr-white);
}
.iconic-step__desc {
  font-size: 0.875rem;
  color: var(--clr-gray);
  max-width: 20ch;
}

/* ── Loan Product Cards ───────────────────────────────────────────────────── */
.iconic-loan-list {
  display: flex;
  flex-direction: column;
  gap: 0;
  margin-top: 2rem;
}
.iconic-loan-item {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 1.5rem 0;
  border-bottom: 1px solid rgba(255,255,255,0.08);
  gap: 1rem;
  cursor: pointer;
  transition: all var(--transition);
}
.iconic-loan-item:hover { padding-left: 0.5rem; }
.iconic-loan-item:hover .iconic-loan-item__name { color: var(--clr-green); }

.iconic-loan-item__name {
  font-family: var(--font-display);
  font-size: clamp(2rem, 5vw, 3.5rem);
  font-weight: 900;
  text-transform: uppercase;
  color: var(--clr-white);
  transition: color var(--transition);
  line-height: 1;
}
.iconic-loan-item__desc {
  font-size: 0.875rem;
  color: var(--clr-gray);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  font-weight: 500;
}
.iconic-loan-item__badge {
  font-size: 0.65rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  background: var(--clr-green);
  color: var(--clr-black);
  padding: 0.25rem 0.6rem;
  border-radius: 2rem;
  white-space: nowrap;
}
.iconic-loan-item__arrow {
  width: 40px;
  height: 40px;
  border: 2px solid rgba(255,255,255,0.2);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  transition: all var(--transition);
  color: var(--clr-white);
  font-size: 1rem;
}
.iconic-loan-item:hover .iconic-loan-item__arrow {
  background: var(--clr-green);
  border-color: var(--clr-green);
  color: var(--clr-black);
  transform: rotate(-45deg);
}

/* ── Dual CTA Cards ───────────────────────────────────────────────────────── */
.iconic-dual-cards {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
  margin-top: 2rem;
}
.iconic-cta-card {
  position: relative;
  background: var(--clr-green);
  padding: 2.5rem;
  overflow: hidden;
  min-height: 320px;
  display: flex;
  flex-direction: column;
  justify-content: flex-end;
  gap: 1rem;
}
.iconic-cta-card__bg {
  position: absolute;
  inset: 0;
  background-size: cover;
  background-position: center;
  opacity: 0.15;
  filter: grayscale(100%);
}
.iconic-cta-card__tag {
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: rgba(0,0,0,0.6);
  position: relative;
  z-index: 1;
}
.iconic-cta-card__title {
  font-family: var(--font-display);
  font-size: clamp(1.5rem, 3vw, 2.25rem);
  font-weight: 900;
  text-transform: uppercase;
  color: var(--clr-black);
  line-height: 1.0;
  position: relative;
  z-index: 1;
}
.iconic-cta-card__desc {
  font-size: 0.8rem;
  color: rgba(0,0,0,0.65);
  position: relative;
  z-index: 1;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

/* ── Team / Loan Officers ─────────────────────────────────────────────────── */
.iconic-team-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(220px, 1fr));
  gap: 1.5rem;
  margin-top: 3rem;
}
.iconic-team-card {
  background: var(--clr-surface);
  overflow: hidden;
  transition: transform var(--transition);
}
.iconic-team-card:hover { transform: translateY(-4px); }
.iconic-team-card__photo {
  aspect-ratio: 3/4;
  object-fit: cover;
  width: 100%;
  filter: grayscale(100%);
  transition: filter var(--transition);
}
.iconic-team-card:hover .iconic-team-card__photo { filter: grayscale(60%); }
.iconic-team-card__body {
  padding: 1.25rem;
  background: var(--clr-green);
}
.iconic-team-card__name {
  font-family: var(--font-display);
  font-size: 1.15rem;
  font-weight: 800;
  text-transform: uppercase;
  color: var(--clr-black);
  line-height: 1.1;
}
.iconic-team-card__title {
  font-size: 0.7rem;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: rgba(0,0,0,0.6);
  margin-top: 0.25rem;
}
.iconic-team-card__nmls {
  font-size: 0.65rem;
  color: rgba(0,0,0,0.5);
  margin-top: 0.25rem;
}
.iconic-team-card__actions {
  display: flex;
  gap: 0.5rem;
  margin-top: 0.75rem;
}
.iconic-team-card__actions a {
  font-size: 0.75rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--clr-black);
  text-decoration: underline;
}

/* ── Testimonials ─────────────────────────────────────────────────────────── */
.iconic-testimonials {
  position: relative;
}
.iconic-testimonial {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 3rem;
  align-items: center;
}
.iconic-testimonial__photo {
  aspect-ratio: 4/5;
  object-fit: cover;
  width: 100%;
  filter: grayscale(100%);
}
.iconic-testimonial__stars {
  color: var(--clr-green);
  font-size: 1.25rem;
  letter-spacing: 0.1em;
  margin-bottom: 1rem;
}
.iconic-testimonial__quote {
  font-family: var(--font-display);
  font-size: clamp(1.25rem, 2.5vw, 2rem);
  font-weight: 700;
  text-transform: uppercase;
  color: var(--clr-white);
  line-height: 1.15;
  margin-bottom: 1.5rem;
}
.iconic-testimonial__name {
  font-family: var(--font-display);
  font-size: 1.1rem;
  font-weight: 800;
  text-transform: uppercase;
  color: var(--clr-green);
}
.iconic-testimonial__role {
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--clr-gray);
  margin-top: 0.2rem;
}
.iconic-testimonial__nav {
  display: flex;
  gap: 0.75rem;
  margin-top: 2rem;
}
.iconic-testimonial__nav button {
  width: 44px;
  height: 44px;
  border: 2px solid var(--clr-black) !important;
  border-radius: 50%;
  background: var(--clr-black) !important;
  color: var(--clr-white) !important;
  cursor: pointer;
  font-size: 1.1rem;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: all var(--transition);
  box-shadow: none !important;
}
.iconic-testimonial__nav button:hover {
  background: var(--clr-green) !important;
  border-color: var(--clr-green) !important;
  color: var(--clr-black) !important;
}

/* ── Multi-Step Preapproval Form ──────────────────────────────────────────── */
.iconic-form-wrapper {
  background: var(--clr-surface);
  border: 1px solid rgba(215,251,0,0.15);
  padding: 2.5rem;
  max-width: 680px;
}

.iconic-form__progress {
  display: flex;
  gap: 0.5rem;
  margin-bottom: 2rem;
}
.iconic-form__progress-step {
  flex: 1;
  height: 3px;
  background: rgba(255,255,255,0.1);
  border-radius: 2px;
  transition: background var(--transition);
}
.iconic-form__progress-step.active   { background: var(--clr-green); }
.iconic-form__progress-step.complete { background: var(--clr-green-dark); }

.iconic-form__step { display: none; }
.iconic-form__step.active { display: block; }

.iconic-form__step-label {
  font-size: 0.7rem;
  font-weight: 600;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--clr-green);
  margin-bottom: 0.5rem;
}
.iconic-form__step-title {
  font-family: var(--font-display);
  font-size: clamp(1.5rem, 3vw, 2.25rem);
  font-weight: 800;
  text-transform: uppercase;
  color: var(--clr-white);
  margin-bottom: 1.5rem;
  line-height: 1.1;
}

.iconic-form__radio-group {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(140px, 1fr));
  gap: 0.75rem;
  margin-bottom: 1.5rem;
}
.iconic-form__radio-label {
  position: relative;
  cursor: pointer;
}
.iconic-form__radio-label input {
  position: absolute;
  opacity: 0;
  pointer-events: none;
}
.iconic-form__radio-card {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 0.5rem;
  padding: 1.25rem 1rem;
  border: 2px solid rgba(255,255,255,0.1);
  background: var(--clr-surface-2);
  text-align: center;
  transition: all var(--transition);
}
.iconic-form__radio-card svg { width: 28px; height: 28px; stroke: var(--clr-gray); fill: none; stroke-width: 1.5; transition: stroke var(--transition); }
.iconic-form__radio-card span {
  font-family: var(--font-display);
  font-size: 0.9rem;
  font-weight: 700;
  text-transform: uppercase;
  color: var(--clr-gray-light);
  letter-spacing: 0.05em;
}
.iconic-form__radio-label input:checked + .iconic-form__radio-card {
  border-color: var(--clr-green);
  background: rgba(215,251,0,0.06);
}
.iconic-form__radio-label input:checked + .iconic-form__radio-card svg { stroke: var(--clr-green); }
.iconic-form__radio-label input:checked + .iconic-form__radio-card span { color: var(--clr-green); }

.iconic-form__field {
  margin-bottom: 1.25rem;
}
.iconic-form__label {
  display: block;
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--clr-gray);
  margin-bottom: 0.4rem;
}
.iconic-form__input,
.iconic-form__select {
  width: 100%;
  background: var(--clr-surface-2);
  border: 1px solid rgba(255,255,255,0.1);
  color: var(--clr-white);
  padding: 0.85rem 1rem;
  font-family: var(--font-body);
  font-size: 0.95rem;
  outline: none;
  transition: border-color var(--transition);
  border-radius: var(--radius);
  -webkit-appearance: none;
}
.iconic-form__input:focus,
.iconic-form__select:focus { border-color: var(--clr-green); }
.iconic-form__input::placeholder { color: rgba(255,255,255,0.25); }
.iconic-form__select option { background: var(--clr-surface-2); }

.iconic-form__consent {
  display: flex;
  gap: 0.75rem;
  align-items: flex-start;
  padding: 1rem;
  background: rgba(215,251,0,0.04);
  border: 1px solid rgba(215,251,0,0.15);
  border-radius: var(--radius);
  margin-bottom: 1.5rem;
}
.iconic-form__consent input[type="checkbox"] {
  width: 18px;
  height: 18px;
  accent-color: var(--clr-green);
  flex-shrink: 0;
  margin-top: 2px;
  cursor: pointer;
}
.iconic-form__consent-text {
  font-size: 0.75rem;
  color: var(--clr-gray);
  line-height: 1.5;
}
.iconic-form__consent-text a { color: var(--clr-green); }

.iconic-form__nav {
  display: flex;
  gap: 1rem;
  align-items: center;
}
.iconic-form__back {
  background: none;
  border: none;
  color: var(--clr-gray);
  font-size: 0.85rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  cursor: pointer;
  padding: 0.5rem;
  transition: color var(--transition);
}
.iconic-form__back:hover { color: var(--clr-white); }

.iconic-form__success {
  display: none;
  text-align: center;
  padding: 3rem 2rem;
}
.iconic-form__success.show { display: block; }
.iconic-form__success-icon {
  width: 64px;
  height: 64px;
  background: var(--clr-green);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 1.5rem;
  font-size: 1.75rem;
}
.iconic-form__success-title {
  font-family: var(--font-display);
  font-size: 2rem;
  font-weight: 800;
  text-transform: uppercase;
  color: var(--clr-white);
  margin-bottom: 0.75rem;
}
.iconic-form__success-msg { color: var(--clr-gray-light); }

/* Error states */
.iconic-form__input.error,
.iconic-form__select.error { border-color: #ff4d4d; }
.iconic-form__error-msg {
  font-size: 0.72rem;
  color: #ff4d4d;
  margin-top: 0.25rem;
}

/* ── Mortgage Calculator ──────────────────────────────────────────────────── */
.iconic-calc {
  background: var(--clr-surface);
  border: 1px solid rgba(215,251,0,0.15);
  padding: 2.5rem;
}
.iconic-calc__title {
  font-family: var(--font-display);
  font-size: 1.75rem;
  font-weight: 800;
  text-transform: uppercase;
  color: var(--clr-white);
  margin-bottom: 1.5rem;
}
.iconic-calc__grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
  margin-bottom: 1.5rem;
}
.iconic-calc__field label {
  display: block;
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--clr-gray);
  margin-bottom: 0.4rem;
}
.iconic-calc__field input,
.iconic-calc__field select {
  width: 100%;
  background: var(--clr-surface-2);
  border: 1px solid rgba(255,255,255,0.1);
  color: var(--clr-white);
  padding: 0.75rem 1rem;
  font-family: var(--font-body);
  font-size: 0.95rem;
  outline: none;
  border-radius: var(--radius);
  transition: border-color var(--transition);
  -webkit-appearance: none;
}
.iconic-calc__field input:focus,
.iconic-calc__field select:focus { border-color: var(--clr-green); }
.iconic-calc__field select option { background: var(--clr-surface-2); }
.iconic-calc__btn { width: 100%; justify-content: center; }
.iconic-calc__result {
  margin-top: 1.5rem;
  padding-top: 1.5rem;
  border-top: 1px solid rgba(255,255,255,0.08);
}
.iconic-calc__result-main {
  display: flex;
  flex-direction: column;
  gap: 0.25rem;
  margin-bottom: 1rem;
}
.iconic-calc__result-label {
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--clr-gray);
}
.iconic-calc__result-amount {
  font-family: var(--font-display);
  font-size: 3rem;
  font-weight: 900;
  color: var(--clr-green);
  line-height: 1;
}
/* Legacy single-line breakdown (kept for compatibility) */
.iconic-calc__result-breakdown {
  display: flex;
  gap: 2rem;
  margin-bottom: 1rem;
  font-size: 0.8rem;
  color: var(--clr-gray);
}
.iconic-calc__result-breakdown strong { color: var(--clr-white); }

/* PITI row-based breakdown */
.iconic-calc__result-breakdown--piti {
  display: flex;
  flex-direction: column;
  gap: 0;
}
.iconic-calc__breakdown-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 0.45rem 0;
  border-bottom: 1px solid rgba(255,255,255,0.06);
  font-size: 0.8rem;
  color: var(--clr-gray);
}
.iconic-calc__breakdown-row strong { color: var(--clr-white); }
.iconic-calc__breakdown-row--sub {
  margin-top: 0.25rem;
  padding-top: 0.5rem;
  font-size: 0.7rem;
  border-bottom: none;
  opacity: 0.6;
}
.iconic-calc__optional {
  font-weight: 400;
  font-size: 0.7em;
  color: var(--clr-gray);
  font-style: italic;
  margin-left: 0.25rem;
}
.iconic-calc__pmi-note {
  font-size: 0.75rem;
  color: var(--clr-gray);
  background: rgba(215,251,0,0.05);
  border-left: 2px solid var(--clr-green);
  padding: 0.6rem 0.8rem;
  line-height: 1.5;
}
.iconic-calc__pmi-note strong { color: var(--clr-green); }
.iconic-calc__field--note { align-self: end; }

.iconic-calc__disclaimer {
  font-size: 0.7rem;
  color: var(--clr-gray);
  margin-bottom: 1.25rem;
}

/* ── Rate Display ─────────────────────────────────────────────────────────── */
.iconic-rates {
  background: var(--clr-surface);
  padding: 2rem;
  border-left: 4px solid var(--clr-green);
}
.iconic-rates__header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 1.5rem;
}
.iconic-rates__title {
  font-family: var(--font-display);
  font-size: 1.25rem;
  font-weight: 800;
  text-transform: uppercase;
  color: var(--clr-white);
}
.iconic-rates__updated {
  font-size: 0.65rem;
  color: var(--clr-gray);
  text-transform: uppercase;
  letter-spacing: 0.08em;
}
.iconic-rates__table {
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
}
.iconic-rate-row {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr;
  gap: 0.5rem;
  padding-bottom: 0.75rem;
  border-bottom: 1px solid rgba(255,255,255,0.06);
  align-items: center;
}
.iconic-rate-row:last-child { border-bottom: none; padding-bottom: 0; }
.iconic-rate-row__type {
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--clr-white);
  text-transform: uppercase;
  letter-spacing: 0.05em;
}
.iconic-rate-row__rate {
  font-family: var(--font-display);
  font-size: 1.5rem;
  font-weight: 900;
  color: var(--clr-green);
  line-height: 1;
}
.iconic-rate-row__apr {
  font-size: 0.72rem;
  color: var(--clr-gray);
  text-transform: uppercase;
}
.iconic-rates__disclaimer {
  font-size: 0.65rem;
  color: var(--clr-gray);
  margin-top: 1rem;
  line-height: 1.5;
}

/* ── Quote / Pullquote ────────────────────────────────────────────────────── */
.iconic-pullquote {
  background: var(--clr-surface);
  padding: 3rem 2.5rem;
  border-left: none;
  position: relative;
}
.iconic-pullquote::before {
  content: '\201C';
  font-family: var(--font-display);
  font-size: 8rem;
  font-weight: 900;
  color: rgba(215,251,0,0.08);
  position: absolute;
  top: -1rem;
  left: 1.5rem;
  line-height: 1;
}
.iconic-pullquote__text {
  font-family: var(--font-display);
  font-size: clamp(1.25rem, 3vw, 2rem);
  font-weight: 800;
  text-transform: uppercase;
  color: var(--clr-white);
  line-height: 1.2;
  margin-bottom: 1rem;
  position: relative;
  z-index: 1;
}
.iconic-pullquote__author {
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--clr-green);
}

/* ── Blog Cards ───────────────────────────────────────────────────────────── */
.iconic-blog-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(300px, 1fr));
  gap: 1.5rem;
  margin-top: 2rem;
}
.iconic-blog-card {
  background: var(--clr-surface);
  overflow: hidden;
  transition: transform var(--transition);
}
.iconic-blog-card:hover { transform: translateY(-4px); }
.iconic-blog-card__thumb {
  aspect-ratio: 16/9;
  object-fit: cover;
  width: 100%;
  filter: grayscale(80%);
  transition: filter var(--transition);
}
.iconic-blog-card:hover .iconic-blog-card__thumb { filter: grayscale(30%); }
.iconic-blog-card__body { padding: 1.25rem; }
.iconic-blog-card__date {
  font-size: 0.65rem;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--clr-green);
  margin-bottom: 0.5rem;
}
.iconic-blog-card__title {
  font-family: var(--font-display);
  font-size: 1.15rem;
  font-weight: 800;
  text-transform: uppercase;
  color: var(--clr-white);
  line-height: 1.1;
  margin-bottom: 0.5rem;
}
.iconic-blog-card__excerpt { font-size: 0.825rem; color: var(--clr-gray); }

/* ── Newsletter Strip ─────────────────────────────────────────────────────── */
.iconic-newsletter {
  display: flex;
  gap: 1.5rem;
  align-items: center;
  flex-wrap: wrap;
  justify-content: space-between;
  padding: 2rem 0;
  border-top: 1px solid rgba(255,255,255,0.08);
  border-bottom: 1px solid rgba(255,255,255,0.08);
}
.iconic-newsletter__text {}
.iconic-newsletter__title {
  font-family: var(--font-display);
  font-size: 1.75rem;
  font-weight: 800;
  text-transform: uppercase;
  color: var(--clr-white);
}
.iconic-newsletter__sub { font-size: 0.8rem; color: var(--clr-gray); }
.iconic-newsletter__form {
  display: flex;
  gap: 0.5rem;
  flex-wrap: wrap;
}
.iconic-newsletter__input {
  background: var(--clr-surface);
  border: 1px solid rgba(255,255,255,0.12);
  color: var(--clr-white);
  padding: 0.75rem 1.25rem;
  font-family: var(--font-body);
  font-size: 0.9rem;
  outline: none;
  min-width: 240px;
  border-radius: 2rem;
}
.iconic-newsletter__input:focus { border-color: var(--clr-green); }
.iconic-newsletter__input::placeholder { color: rgba(255,255,255,0.3); }

/* ── Footer ───────────────────────────────────────────────────────────────── */
.iconic-footer {
  background: var(--clr-black);
  padding-top: 3rem;
  padding-bottom: 2rem;
  border-top: 1px solid rgba(255,255,255,0.06);
}
.iconic-footer__grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 3rem;
  margin-bottom: 3rem;
}
.iconic-footer__brand {}
.iconic-footer__brand-logo {
  height: 48px;
  width: auto;
  margin-bottom: 1rem;
}
.iconic-footer__brand-text { font-size: 0.8rem; color: var(--clr-gray); line-height: 1.6; max-width: 28ch; }
.iconic-footer__locations { margin-top: 1.5rem; }
.iconic-footer__location {
  font-family: var(--font-display);
  font-size: 0.95rem;
  font-weight: 700;
  text-transform: uppercase;
  color: rgba(255,255,255,0.5);
  letter-spacing: 0.05em;
  display: block;
  line-height: 1.8;
}

.iconic-footer__col-title {
  font-family: var(--font-display);
  font-size: 0.95rem;
  font-weight: 800;
  text-transform: uppercase;
  color: var(--clr-white);
  letter-spacing: 0.08em;
  margin-bottom: 1.25rem;
}
.iconic-footer__links { list-style: none; }
.iconic-footer__links li + li { margin-top: 0.5rem; }
.iconic-footer__links a {
  font-size: 0.8rem;
  color: var(--clr-gray) !important;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  font-weight: 500;
  text-decoration: none !important;
}
.iconic-footer__links a:hover { color: var(--clr-green) !important; }
/* Pages not yet created — muted appearance */
.iconic-footer__link--pending {
  opacity: 0.4;
  cursor: default;
  pointer-events: none;
}

.iconic-footer__bottom {
  padding-top: 1.5rem;
  border-top: 1px solid rgba(255,255,255,0.06);
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  flex-wrap: wrap;
  gap: 1rem;
}
.iconic-footer__copyright {
  font-size: 0.72rem;
  color: rgba(255,255,255,0.3);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  line-height: 1.6;
}
.iconic-footer__nmls {
  font-size: 0.7rem;
  color: rgba(255,255,255,0.25);
  text-align: right;
  line-height: 1.6;
}
.iconic-footer__eho {
  font-size: 0.65rem;
  color: rgba(255,255,255,0.3);
  display: flex;
  align-items: center;
  gap: 0.4rem;
}

/* ── Split Layout ─────────────────────────────────────────────────────────── */
.iconic-split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
}
.iconic-split--reverse { direction: rtl; }
.iconic-split--reverse > * { direction: ltr; }

.iconic-split__media {
  position: relative;
}
.iconic-split__img {
  width: 100%;
  aspect-ratio: 4/5;
  object-fit: cover;
  filter: grayscale(80%);
}
.iconic-split__media-badge {
  position: absolute;
  bottom: -1rem;
  right: -1rem;
  background: var(--clr-green);
  padding: 1.25rem;
  text-align: center;
}
.iconic-split__media-badge-num {
  font-family: var(--font-display);
  font-size: 2.5rem;
  font-weight: 900;
  color: var(--clr-black);
  line-height: 1;
}
.iconic-split__media-badge-label {
  font-size: 0.65rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: rgba(0,0,0,0.65);
}

/* ── Loan Program Detail Cards ────────────────────────────────────────────── */
.iconic-program-cards {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(300px, 1fr));
  gap: 1.5rem;
  margin-top: 3rem;
}
.iconic-program-card {
  background: var(--clr-surface);
  padding: 2rem;
  border-top: 3px solid var(--clr-green);
  transition: transform var(--transition);
}
.iconic-program-card:hover { transform: translateY(-4px); }
.iconic-program-card__type {
  font-size: 0.65rem;
  font-weight: 700;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--clr-green);
  margin-bottom: 0.5rem;
}
.iconic-program-card__name {
  font-family: var(--font-display);
  font-size: 2.5rem;
  font-weight: 900;
  text-transform: uppercase;
  color: var(--clr-white);
  line-height: 1;
  margin-bottom: 0.75rem;
}
.iconic-program-card__highlight {
  font-family: var(--font-display);
  font-size: 1rem;
  font-weight: 700;
  text-transform: uppercase;
  color: var(--clr-green);
  margin-bottom: 0.75rem;
}
.iconic-program-card__desc {
  font-size: 0.85rem;
  color: var(--clr-gray);
  line-height: 1.6;
  margin-bottom: 1.5rem;
}
.iconic-program-card__features {
  list-style: none;
  margin-bottom: 1.5rem;
}
.iconic-program-card__features li {
  font-size: 0.8rem;
  color: var(--clr-gray-light);
  padding: 0.35rem 0;
  border-bottom: 1px solid rgba(255,255,255,0.05);
  display: flex;
  align-items: center;
  gap: 0.5rem;
}
.iconic-program-card__features li::before {
  content: '';
  width: 6px;
  height: 6px;
  background: var(--clr-green);
  border-radius: 50%;
  flex-shrink: 0;
}

/* ── FAQ Accordion ────────────────────────────────────────────────────────── */
.iconic-faq { margin-top: 2rem; }
.iconic-faq__item {
  border-bottom: 1px solid rgba(255,255,255,0.08);
}
.iconic-faq__question {
  width: 100%;
  background: none;
  border: none;
  color: var(--clr-white);
  font-family: var(--font-display);
  font-size: 1.1rem;
  font-weight: 700;
  text-transform: uppercase;
  text-align: left;
  padding: 1.25rem 0;
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 1rem;
  letter-spacing: 0.03em;
  transition: color var(--transition);
}
.iconic-faq__question:hover { color: var(--clr-green); }
.iconic-faq__question-icon {
  width: 28px;
  height: 28px;
  border: 1px solid rgba(255,255,255,0.2);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1rem;
  flex-shrink: 0;
  transition: all var(--transition);
}
.iconic-faq__item.open .iconic-faq__question-icon {
  background: var(--clr-green);
  border-color: var(--clr-green);
  color: var(--clr-black);
  transform: rotate(45deg);
}
.iconic-faq__answer {
  display: none;
  padding-bottom: 1.25rem;
  font-size: 0.9rem;
  color: var(--clr-gray);
  line-height: 1.7;
  max-width: 70ch;
}
.iconic-faq__item.open .iconic-faq__answer { display: block; }

/* ── Section Headers ──────────────────────────────────────────────────────── */
.iconic-section-header {
  display: flex;
  justify-content: space-between;
  align-items: flex-end;
  margin-bottom: 2rem;
  flex-wrap: wrap;
  gap: 1rem;
}

/* ── Trust Bar ────────────────────────────────────────────────────────────── */
.iconic-trust-bar {
  display: flex;
  gap: 2rem;
  align-items: center;
  flex-wrap: wrap;
  padding: 1rem 0;
}
.iconic-trust-item {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.78rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--clr-gray);
}
.iconic-trust-item::before {
  content: '';
  width: 6px;
  height: 6px;
  background: var(--clr-green);
  border-radius: 50%;
}

/* ── Sticky CTA Bar (mobile) ──────────────────────────────────────────────── */
.iconic-sticky-cta {
  display: none;
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  z-index: 100;
  background: var(--clr-black);
  border-top: 1px solid rgba(215,251,0,0.2);
  padding: 0.75rem 1rem;
  gap: 0.75rem;
}
.iconic-sticky-cta a,
.iconic-sticky-cta button { flex: 1; text-align: center; justify-content: center; font-size: 0.85rem; }

/* ── Utility ──────────────────────────────────────────────────────────────── */
.text-green  { color: var(--clr-green); }
.text-white  { color: var(--clr-white); }
.text-gray   { color: var(--clr-gray); }
.text-upper  { text-transform: uppercase; }
.text-center { text-align: center; }
.mt-1 { margin-top: 0.5rem; }
.mt-2 { margin-top: 1rem; }
.mt-3 { margin-top: 1.5rem; }
.mt-4 { margin-top: 2rem; }
.mb-1 { margin-bottom: 0.5rem; }
.mb-2 { margin-bottom: 1rem; }
.mb-3 { margin-bottom: 1.5rem; }
.mb-4 { margin-bottom: 2rem; }
.d-flex { display: flex; }
.gap-1  { gap: 0.5rem; }
.gap-2  { gap: 1rem; }
.align-center { align-items: center; }

/* ── Responsive ───────────────────────────────────────────────────────────── */
@media (max-width: 1024px) {
  .iconic-footer__grid { grid-template-columns: 1fr 1fr; }
  .iconic-hero__stats  { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 768px) {
  .iconic-nav          { display: none; }
  .iconic-nav-toggle   { display: flex; }
  .iconic-header__phone { display: none; }

  .iconic-hero__stats  { grid-template-columns: repeat(2, 1fr); }
  .iconic-steps        { grid-template-columns: 1fr; }
  .iconic-dual-cards   { grid-template-columns: 1fr; }
  .iconic-split        { grid-template-columns: 1fr; }
  .iconic-split--reverse { direction: ltr; }
  .iconic-testimonial  { grid-template-columns: 1fr; }
  .iconic-testimonial__photo { display: none; }
  .iconic-footer__grid { grid-template-columns: 1fr; gap: 2rem; }
  .iconic-footer__brand-text { max-width: 100%; }
  .iconic-calc__grid   { grid-template-columns: 1fr; }
  .iconic-form__radio-group { grid-template-columns: repeat(2, 1fr); }
  .iconic-footer__nmls { text-align: left; }
  .iconic-footer__bottom { flex-direction: column; }
  .iconic-sticky-cta { display: flex; }

  body { padding-bottom: 80px; }
}

@media (max-width: 480px) {
  .iconic-hero__ctas { flex-direction: column; }
  .iconic-hero__ctas .iconic-btn { width: 100%; justify-content: center; }
  .iconic-form__radio-group { grid-template-columns: 1fr 1fr; }
}